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No Will, no say

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The number of people dying without a will, that is to say “intestate”, remains alarmingly high. Yet, leaving things to chance can cause unnecessary stress and heartache for loved ones left behind. The intestacy rules, which determine who inherits  your estate  if you have not made a will, date back almost a century, and despite recent reforms,… Continue reading →

Ten things I hate about you

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Not you personally, you understand, just the you that is sometimes the lawyer on the other side of my real estate finance transaction, not helping. Painful transactions: the very opposite of that famous Tolstoy quote: every happy family is alike, but every unhappy family is unhappy in its own way…. Continue reading →

Development lending in the mid-market: “LMA-Lite”

This article will examine how the mid-market in property development finance has adopted a hybrid loan document based on the LMA Real Estate Finance Senior Term Loan (Development), often referred to as “LMA-Lite”, explain how it differs from standard form LMA and provide commentary on how one size does not… Continue reading →